Serve – a new way to send/receive money and stick to a budget ($250 giveaway ends 10/31/12)

My 15+ year old daughter brought home something that I’ve been dreading since the day she was born. No, not a boyfriend (although that day is fast approaching) but rather brochures for colleges. She brought home stacks of them for colleges as far away as California to as close as New York City.

There are three reasons why I dread college…

1 – It means my kids are growing up and will be adults and I’m already having that “empty nest” syndrome

2 – I can’t watch over them 24/7 like I do now (I’m a paranoid parent)

3 – $$$$$$$$$$$$$$$$$$$$$$$$!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Not only do I dread college expenses, I also worry about the non-college related things we’ll have to foot the bill for. I want my kids to focus on their college work more so than a job but at the same time I’m not about to pay for my daughter’s $$$ nail polish obsession and her appetite for designer clothing. Unless she’s going to have a job she’ll have to be on a strict budget.

There is a new service from American Express that might just be a dream for parents of college students, as well as others who not only send/receive money but also those who like to stick to a budget. You can even set up sub-accounts for all your kids (use Serve instead of cash for allowance). You can even give one to your regular babysitter and pay her via Serve (text, email or Facebook) instead of cash.

Serve is a FREE service that works the same way as a debit card. When you open up an account you’ll receive a free card that you can use just like a regular debit card. The funds are drawn from your Serve account. You can only spend what you have in your account, unless you set up a back up funding source (more on that later). You can even send money through e-mail, text and even Facebook.

Serve gives you the ability to easily send and receive money from others. My husband and I occasionally have to borrow money from my father (we always pay him back in full). Usually he sends us a check which takes a few days to get here visit USPS as well as a few days to clear at the bank. With Serve my father can quickly and easily send me money that will go straight to my Serve account and I can use the money instantly with my Serve card.

This is also great in case of emergencies. The funds are instantly in your Serve account as soon as someone sends money to you. There is no waiting. Simply accept the funds and you can start using the money right away.

I can see this being a parent’s dream when it comes to college age students, or even younger children. You can set up an account for you as well as one for your child. Then you have the ability to send them as much money as you want and when the funds are depleted they can’t use their Serve card until more funds are added.

I have heard horror stories from parents who give their children credit cards, only to have them run up charges and end up owing an astronomical amount that cannot be paid off quickly. Warning… credit cards and college age students (or teens) are NOT a good mix. With Serve YOU can control how much money they are allowed to spend. For example, you can put $200 a month on your child’s Serve account. Once that $200 is depleted for the monthly they cannot take out anymore money until someone sends them more. This is a great way to teach children how to budget their money wisely.

Speaking of budgets, this would be a great way for people like me and you to stick to a budget too. If you find that you spend too much on things like coffee, eating out and miscellaneous frivolous stuff, you can help stick to a budget by allowing yourself a specific amount of money each month. Simply transfer money from your checking or savings account to your Serve account and let that be the only money you are allowed to spend on non-billl related or essential stuff. You’ll quickly learn to budget your money wisely when you see how much you spend monthly on things that are not essential.

What I like about Serve, aside from it’s easy of use, is that you can not only set up a backing source, but you can also set the amount as well. Say for example you want to set your checking account as your back up funding source. If you only had $200 in your Serve account and you needed some emergency car repairs done that cost $250 (as an example), Serve will take the additional $50 from your back up funding source. With other debit-like cards if you don’t have the amount in your account there is nothing you can do. Many don’t offer a back up funding source.

You have the option to also put a limit on the back up funding. If you have concerns about your card being stolen or misused you can either set it for no back up funding source (another words once the money in Serve is gone no one can take out anymore) or you can set a limit. I currently have mine set at $100. That means I can take out $100 from my back up funding source and no more. If I have $200 in my serve account and I needed $325, Serve will ONLY take out the extra $100 from my back up source, NOT $125. So I would have to come up with the other $25 some other way.

You can change your options at any time too.

I like the you can set limits because I think it’s a great security feature. If someone steals your bank debit card they can potentially take ALL the money out of your account. With Serve they can only take out what is on the Serve card and nothing more – or whatever amount you have set for your back up funding source.

A couple of months ago an AMEX gift card that I have had fraudulent charges on it. I tried to get the store to apply a credit but all efforts were ignored (I haven’t shopped at that store since!). THANKFULLY it was a gift card and not my debit card. The criminals (which I suspect is the store it’s self!) were only able to use what was left on the card and nothing more.

Serve works just like any other debit card. I had the opportunity to use mine recently at Home Depot. My husband and I went to get some supplies to paint our dining room and happened across an outstanding deal on an electric fireplace/entertainment center, which is something we wanted for years. It was too good to pass up. I was able to use funds on my Serve card just like I would any other card and for the balance I just gave them my regular debit card. I had no problem using the Serve card at all.

Unlike other “refillable” cards there are NO monthly service fees. I have another card similar to Serve but they charge $$$ every month just for having the card AND they charge you for uploading more money. That is wrong on so many levels! Serve on the other hand doesn’t have any fees. There are NO monthly or annual fees.

Other benefits of Serve include;

Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy. Shop with your Serve account and you can help protect eligible purchases against accidental damage or theft for up to 90 days from the date of purchase.

Roadside Assistance may arrange for the following services: towing, winching, jump starts, flat tire change when spare is available, lockout service when key is in vehicle and delivery of up to 2 gallons of fuel. Card members are responsible for the costs charged by third-party service providers. Services are available regardless of mileage from primary residence when traveling within the United States, Canada and Puerto Rico. Subject to additional terms, conditions and exclusions. Call Customer Service at 1-800-954-0559 for full terms and conditions. When your car breaks down, we can send help your way for towing, winching, flat tires, battery boost, fuel delivery or emergency lock-out*. *Available in the United States, Canada and Puerto Rico.

Offer valid in Atlanta, Boston, Chicago, Dallas, Detroit, Florida, Houston, Los Angeles, Minneapolis / St. Paul, NYC tri-state area, northern California, Philadelphia and Phoenix. Enjoy access to presale tickets, reserved seats and behind the scenes experiences in certain cities when you use your Serve card from American Express

I love my Serve card and I plan on using it frequently. I’m going to upload $$$ to my account monthly and keep myself on a budget.

For more information about Serve visit www.Serve.com. There is also an app and a Facebook app for Serve too.

You can also “like” on Facebook and follow on Twitter.

I have an awesome giveaway for a lucky reader. One lucky reader will win $250.00 which will be sent to their Serve account. That means if you are the lucky winner you will have to create a FREE Serve account in order to receive the money.

This giveaway is open to US residents only and will end on October 31, 2012 at 12:01 AM (EST). The winner will be chosen at random using a random number generator from all eligible entries. The winner will be notified via e-mail and will have three days to respond or a new winner will be chosen in their place.

To enter please comment on this post and tell me how you would use Serve – or – what feature you like most about the service AND what do you think you would spend the $250 on if you were the lucky winner?

For extra entries you can use the Rafflecopter widget (below). You MUST complete the initial entry requirement or additional entries will not qualify. I do verify too.

a Rafflecopter giveaway


*I received funds through Serve in order to try out the service and do my review. There was no other compensation. The opinions expressed are my own and are not ifluenced in any way.

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About Kimberly

Kimberly Vetrano resides in the suburbs of New York City with her family and "mini zoo" consisting of five cats, a dog and a Goldfish. Kimberly is a teacher's assistant for a Kindergarten class. When she is not working or blogging, Kimberly enjoys taking photos of nature and hanging out with family and friends.


  1. I would buy some fuel for the house to keep warm – brrrrr

  2. I would use the $250 for Christmas gifts.

  3. I already have a serve account, I would use it for Black Friday shopping

  4. I would use Serve to help me with budgeting my spending $$. I’ve been cutting it close lately, so this will be great!!

  5. I would use it for Christmas gifts.

  6. I would use it for Christmas gifts

  7. I will use it for the holidays

  8. Marilyn Wons says:

    My favorite is the Roadside Assistance. I would use the cash to buy winter clothing.

  9. Adrienne gordon says:

    Use it on clothes

  10. it’s the first time I read something about serve, I will try to open account later.

  11. jeannine s says:

    I love how easy it is to move money into it and pay with it. I would use it towards christmas presents

  12. Great idea. I love how user-friendly it is. I’d use the money towards a new lens.

  13. I would use Serve to help me budget. I would use the money to stock up on some sale groceries.

  14. Margaret Smith says:

    This is a wonderful idea. Like you, I have a 15 year old and we’re starting to look at colleges (what an emotional time and sticker shock too) I love that we can supply my son with needed money if needed and this sounds so easy to use.
    If I were to win, I would use some towards Christmas shopping and keep a balance to give to my son so he can use it for emergencies, especially with him getting ready to drive.
    Thanks so much.

  15. Jessie C. says:

    Purchase Protection is the best feature to me. I’d use it for holiday shopping.

  16. The Roadside Assistance is a really nice plus! I would use the money to get started on Christmas presents!

  17. Cynthia R says:

    if i am winner planning on using $250 towards christmas gifts

  18. I like that my mom can loan me money esily and safely if I need it for an emergency, and i would use the extra money to buy xmas gifts and supplies/gifts for my local animal shelter.

  19. Katherine says:

    I would use it for my daughters wedding

  20. Ashley Hatten says:

    Purchase protection! I’d use it for my Christmas shopping! thanks so much 🙂

  21. Olivia Rubin says:

    I am in college and have to buy supplies weekly for nail technician school. Last week it was $125.00 just for implements. We need more in two weeks, and it is difficult to know how much to,set aside in my budget. SERVE would greatly help this issue.

  22. I would spend the $250 on my children, buying them winter coats and some toys for Christmas. Thanks!

  23. Nataly Carbonell says:

    I’ll spend the money on Thanksgiving spendings 🙂

  24. Amanda Sakovitz says:

    I would use it for my new apartment for furniture and I love the purchase protection and how easy it is to save money.

  25. Nicole Larsen says:

    I plan on using my Serve account to put money away in savings for my daughter

  26. Thomas Murphy says:

    My favorite feature is the Purchase Protection. I will spend the 250 on x-mas gifts.

  27. Starr Greenwell says:

    I like the roadside assistance and I would spend the money on Christmas presents since I don’t have a job.

  28. Christmas gifts

  29. I would use it for christmas presents for my family!

  30. I love that there are no service fees! Thank you for the giveaway 🙂

  31. Sonya Morris says:

    I love no service fees! I am new to Serve but I think I will use it to help keep my self on a budget too!

  32. amy pugmire says:

    My kids need winter clothes really bad.

  33. Samantha Meyer says:

    I would use it to help with Christmas shopping!

  34. Juan Sanchez says:

    Thanksgiving and Christmas are almost here, so I’d spend it for that reason 🙂

  35. I like that you can set limits on it. I would use the money to pay off a bill, and the rest for christmas.

  36. I would save it to buy gifts for Christmas

  37. The feature I like is that the transfer is basically instant and that there can be a limit to amount spent if you don’t have a backup funding source.

    If I won, I’d use the money on groceries!

  38. I plan to pay some bills.

  39. jennifer horn says:

    This would be great to give a teenager to teach them responsibility. I’d use the cash for Christmas.

  40. Stephanie Phelps says:

    I would use Serve to have extra spending money on so we do not go over budget and for the kids!

  41. I do all my shopping online and PayPal can be very picky as to what you can use it for. Would be nice if this takes off. I’d use the $250 to put towards a car.

  42. Marty Harris says:

    I would do some Christmas shopping

  43. My fav feature is the limits you can set… great for security as I have had my credit card stolen before! I would use the $ for some dental work!!

  44. Kimberly Bauer says:

    I use my serve account the same way I use my paypal. I would buy Christmas presents.

  45. love the roadside assistance feature and i would use the $250 towards christmas shopping

    kport207 at gmail dot com

  46. Karen Glatt says:

    A great feature is that you can put money in your Serve account instantly, Not waiting for a check to come in the mail, or having to clear a check is so much easier by just getting it put in this account. I will use this money if I won to buy Christmas presents!

  47. i had read this before about AMEX Serve – cool idea, like better to send money for my daughter when
    she needs it.
    i would love to win the $250 to start spending on the Serve new account.
    i am envious of your new fireplace, always wanted on but it is never in the budget, would love to use
    it towards a new electric fireplace/entertainment center too, have to check out home depot to check out

    thanks Kimberly

  48. This is great like you said for families and if I won I’d use the money to but even better Christmas presents!

  49. My favorite feature is the no monthly fees and I plan on using the card to purchase Christmas gifts

  50. Colleen Turner says:

    I like the idea of purchase protection and I would definitely use this for Christmas presents….my son wants a Nintendo 3dS XL and that is not cheap!

  51. I like that you can set up a set amount that they can spend per month. on their Serve account.

  52. i would use the money for holiday shopping.

  53. I love that Serve is a safe way to purchase stuff on line. I purchase stuff all the time through my serve account to protect my bank account

  54. My favorite feature of Serve is that it is a part of American Express. I trust the company and feel safe with them. My son is in college and this money would help him buy books for his next semester and it would also help me with gas when I drive to pick him up and bring him home for the holidays and breaks.

  55. Ann Fantom says:

    I use my Serve card to limit and keep track of my weekly spending. If I won, I would use the money to buy a Kindle Fire

  56. Carla Vander Molen says:

    I have 4 college students! What a great way to budget money for them!

  57. I would use this as a way to send money to my daughter who is going to college in another state.

  58. I’d use it to keep myself on a budget, and the $250 would cover a lot of Christmas shopping!

  59. Heather S says:

    I would us it for Christmas shopping

  60. Serve is a more secure way to “charge”. I’m going for a night out.

  61. My favorite feature is that there are no service fees. I like that I can put however much money on it ahead of time that I want to spend that day, for example and go out knowing if something happened to the card, I wouldn’t risk losing money from a bigger credit line card.

    I know, that was two things 🙂

    If I won, I’d use it toward an appliance my son needs for his teeth. Thank you.

  62. I already have a Serve account, and I love being able to pre-load the card to limit myself from over-spending. I’d use the money to fund my study abroad trip to Ireland next semester!

  63. carol roberts says:

    buy christmasand id use serveuse it for roadside assistance love no credit checks

  64. Dave Bonneville Sr says:

    Hey there,
    I think this is a good service to have so I will be checking it out and getting an account. As for what I would do is I won, well i know of a couple local families who need some help with fuel assistance this year so I would use some of that to get them some oil to heat their apartments. I am a disabled American Viet Nam Veteran and help who I can when I can. I don’t have a lot of money because disability doesn’t pay much but I help where I can 🙂 And things like this giveaway helps me to help if I win. I could use a little xtra cash myself 🙂 so thank you for the chance at winning some dollars 🙂

  65. I love my Serve account! I would definitely use it to get through the holidays with my two little girls!

  66. I use Serve as a way to manage my spending; it’s pretty hard to do that with normal cards. Trying to do so with other pre-paid cards doesn’t give you the statements and detailed information like Serve does. Definitely a plus.

    I would probably spend $250 on school stuff — or maybe that shiny new Chromebook they just announced today for the exact amount, which would *cough* be for school as well. 🙂

  67. Need new flooring :o)
    Already have a serve card but it has no money in it..yet

  68. Terry Madden says:

    Being avaiable for Roadside Assistance.

  69. Purchase protection for me as well! I’d use the $250 for my son’s upcoming Birthday as well as for Christmas gifts for the family…Thanks! 🙂

  70. Purchase protection for me as well! I’d se the $250 for my son’s upcoming Birthday as well as for Christmas presents for the family…Thanks! 🙂

  71. My favorite feature is the early access to presale tickets with Entertainment Access! I love going to concerts and the $250 would let me see a bunch of great shows in priority seating!!!

  72. CoconutJD says:

    Serve is easy. That’s the think I like best. If I were to win, I’d probably spend it on Xmas gifts for the family.

  73. debbie jackson says:

    i would use it for christmas debbie jackson
    djackson1958 at hotmail dot com

  74. Jennifer Speed says:

    would use it to put towards a tablet

  75. I would use it for Christmas gifts.

  76. laura ari says:

    There are no monthly service fees!

  77. Christine says:

    Purchase Protection is the best feature— for Christmas gifts

  78. Ivan92116 says:

    I like being to send money easily and I would use the $250 to buy an Android Tablet.

  79. I would use it toward christmas gifts

  80. Andrea Williams says:

    I have two teens who are closing in on college very soon and I think SERVE would be great for them. As for the money, I would use it for Christmas presents this year.

  81. Maria D-Salanga says:

    I’ve been using my Serve card a lot especially when buying gas! I love the no fees service and it’s accepted at many retailer locations. If I was the lucky winner, I would use the $250 to buy Christmas gifts for my family and relatives. Thanks for the opportunity!

  82. I love Serve’s mobile app. It’s so easy to use. I would use the $250 to buy my wife a nice gift!

  83. I love the purchase protection and I’d use it to pay the plumber that I need to have come out to fix a leaking toilet

  84. David Haug says:

    Best feature, purchase protection. And that it is AmEx! I need a new suit for job interviews. I could get a decent one for $250!

  85. kyl neusch says:

    for gifts

  86. Pinky Sade says:

    I like that it can help me with budgeting. I’d use this $250 for Black Friday!! Can’t wait 🙂

  87. The feature I like best is that it allows you to set back up limits. And I love that it’s so easy to use without having fees. If I were the winner I would use the money toward Christmas gifts.

  88. I would use it for Christmas.

  89. Elizabeth says:

    I plane to use it to buy some photography equipment

  90. With the holidays coming up, I’d use it to buy a few gifts!

  91. I love that there isn’t a monthly fee. I would use the money for christmas gifts.

  92. EJ Schenck says:

    I’m just moving into a new place and $250 would cover alot of those little expenses you get… dishes, glassware, silverware, etc…

  93. i think it might be good for my husband since he travels for business a lot and has been robbed more than once in his travels. I like that its easy to use, no hassle no fuss. The the money I would put it twords a room remodel for my girls

  94. Mary Calabrese says:

    I love that Serve is active in my area. I’d use the $250 for Christmas.

  95. Sara Cree says:

    I like the roadside assistance feature and I would use the $250 to help with Christmas shopping. Thanks for this promo!

  96. I would use Serve and the prize as a holiday account.

  97. I would use it to buy groceries and gas

  98. I would keep it aside for emergency car repairs. I always try to keep a small emergency fund for that, but it’s usually in cash and it’s always so tempting to raid it when I need cash. Serve would make that a little bit more convenient without the temptation to spend on non-emergency items.

    h4schaffer at gmail dot com

  99. Christmas presents! This would be a great help.

  100. courtney b says:

    to save money for xmas presents and i would use the money for xmas presents too!

  101. Selene M. says:

    I like the purchase protection feature of SERVE.

  102. Kim Henrichs says:

    I would use Serve to transfer money to friends instead of paypal! And I would use the $250 for my Mexico vacation 🙂

  103. I like credit/debit card in addition to the computer access. I’d buy some Christmas gifts with the winnings if I won. Guess it’s a lump of coal to the prospective giftees if I don’t win 🙂

  104. Wanda McHenry says:

    I have had a Serve account for quite some time now and my favorite feature is you can send or receive money by email, text, & Facebook. If I win, I would save it to put toward things for the new house were hunting for.

  105. I like that you can use it on your mobile and I would spend this on holiday shopping.

  106. Stephen Campbell says:

    Serve is perfect way to send you kids or a loved one who lives away from you money. Much cheaper than a wire transfer. Plus it has several cool benefits.

  107. Crystal Warren says:

    I’d use it for my ebay purchases (I hate paypal ever since my bank account was hacked through it) so this would be an alternative to that. I think I use the money for my daughters birthday which is soon!

  108. i would use the $250 for christmas gifts and i like the purchase protection

  109. I like the purchase protection (I’m a wee bit paranoid when it comes to identity theft). I’d probably use the money to buy presents for the holidays 🙂

  110. Kelly Elswick says:

    I would use Serve to help with my budget! If I won, I would use it for Christmas shopping 🙂

  111. kelley wood says:

    never heard of serve until tonight 🙂
    i will check it out and if i win i will use it toward Christmas 🙂

  112. Tabathia B says:

    I like that there is no service fee and I would use for fall/winter clothing

  113. I would use it buy textbooks
    Thanks for the giveaway! Janna Johnson jannajanna@hotmail.com GFC: janna@feedyourpig

  114. Yay! I love no monthly service fees. I just opened up a small account and am awaiting it to gift. I would so use this money to help pay for new flooring for our kitchen. it is over 30 years old and dreadful after our kids and pets have tortured it and now with day care kids, we need a floor easier to clean and more rugged. Thanks!

  115. mara zamora says:

    I’m a 20 year old single mom of a 2 year old & i’d definitely spend it on clothes /shoes for her .She grows so darn fast so this would definitely help out a ton .

  116. Mitch Mahan says:

    Serve is a great way to wisely spend your hard earned cash and a great new awsome way for sending and recieving money! The best feature for me would have to be ho your able to send and recieve money. If I was the lucky winner I would use the money to get my mom something nice for christmas!

  117. Mitch Mahan says:

    Serve is a great way to wisely spend your hard earned cash and a great new awsome way for sending and recieving money! The best feature for me would have to be ho your able to send and recieve money. If I was the lucky winner I would use the money to get my mom something nice for christmas! Sorry had to re-post because my email address wasn’t complete.

  118. I would use the $250 to get started on my Christmas shopping!

  119. Kelly J Hubbard says:

    I would use it for an electric Fireplace I want so badly

  120. Laura Jacobson says:

    I think this would be great for when my son and his family travel, I always worry they are going to run into car problems and need money. This would be a huge safety net! I would use the money and pay off a couple bills! I know..not fun…but needed. LOL

  121. Wild Orchid says:

    I would use the money towards a vacation. Would love having roadside assistance!
    Entered the rafflecopter form as “Wild Orchid”

    Thanks for the cool giveaway!

    wildorchid985 @ gmail dot com

  122. I’d use it for purchase protection and I’d probably pay some bills 🙂

  123. favorite feature is purchase protection, and I would use the money for Xmas shopping.

  124. I like purchase protection. I would probably save the majority of it.

  125. Patricia Treskovich says:

    would upload money to account monthly use the winnings for gifts

  126. I would use Serve to easily control my holiday shopping. Serve would make it easy to budget if I stayed within the limits of what was loaded on the card. I could also shop without security worries online with Serve. I would use the $250 for Christmas shopping online.

  127. i’d use it for xmas!

  128. I like the fact that you can transfer a limited amount for non-essentials to help with budgeting. I would probably buy groceries with this extra $$!

    wolverina401 at gmail dot com

  129. I love the money transfer function – move your money and use it instantly instead of having to wait three days to use it.

    It would definitely go toward Christmas shopping as we currently don’t have a budget for that…

  130. Birdie Skolfield says:

    I’d use the $ to but my daughter new tires for her lil car I love serve its so convienient

  131. I might hit up Home Depot too! I have a bathroom that is badly in need of some tile work, and I’d love to get started!

    coriwestphal at msn dot com

  132. Rebecca Orr says:

    This is really awesome! I am headed over right now to set up an account. I love that it is free. I too have another card that is similar, but the charges just for having it are making me want to get rid of it. I would add money to it every week on payday to set aside for the holidays, and then summer birthdays and so on. If I won, the money currently on it would be used for a few items I need for the holidays and the rest would go to purchasing canned goods and other non-perishable goods for my local homeless shelter. Thank you for the opportunity!! bekki1820cb at gmail dot com

  133. Misses Giveaways says:

    i like the purchase protection and I would buy Christmas gifts with the money.

  134. I would buy some clothes and use the rest for Christmas gifts.

  135. I would use it for Christmas shopping.

  136. Cheryl Reinhardt says:

    I plan on spending this on my Husband for being such a great guy!

  137. Julie Moe says:

    I love how it’s easy to split tips between friends

  138. Julie Moe says:

    Forgot to say I’d spend it on Christmas presents

  139. I would use it for Christmas Shopping!

  140. It is easy to transfer money!

  141. It will definitely be used toward holiday shopping

  142. I like that there are no fees, I’d buy groceries if I won

  143. Lindsey M says:

    I think it would be a great way to manage a monthly budget – just put on what you want to spend each month.

    I would use the money for christmas shopping

  144. Pauline M says:

    I already have a serve account and would use this money for christmas surprises for my family!

  145. Vikki Billings says:

    I would use it to pay for stuff for my wedding, that is what I would use the 250 on as well. That way the wedding money stays separate from the rest

  146. Valerie Taylor Mabrey says:

    plan on using it for the holiday season and buy gifts
    vmkids3 at msn dot com

  147. I have a Serve account and I like how easy it is to use and to add money to.
    I would use the $250 for the holidays.

  148. I take my kids out for lunch a lot so Serve would help me budget and not spend too much on that. I would use the money for Christmas gifts

  149. Stephanie Douglas says:

    I’d buy some more Christmas presents!

  150. Tiffany Hoyt says:

    I like that it has roadside assistance. I would use it for a computer.

  151. tina reynolds says:

    I like how it seems easy to use I would use it for buying christmas gifts and love it has some protection with it a really nice feature thanks so much for the chance to win eaglesforjack@gmail.com

  152. Love that there’s no no monthly or annual fees. I’d use it to buy some work clothes

  153. I would use it for the Holidays! Thanksgiving Dinner etc.
    Thank You!

  154. Michelle Spayde says:

    I would use it for travel, as well as online purchases.

  155. Susan Smith says:

    I would use Serve to help me budget. I would use the money for Christmas presents

  156. I would definitely use this for holiday shopping (purchase protection). Thanks!

  157. Trisha McKee says:

    We would be able to have a Christmas!

  158. Jill Myrick says:

    I will be gifting this card to my daughter to use for expenses while at college.
    I love that it is reloadable so that she can keep using the same card.